Operated by HealthBenefitsCompass LLC, a subsidiary of HealthcareGPS Inc.Medicare education · Not a government websiteReviewed by Lauri Middleton, RN, MSN (licensed Medicare agent) and Karen OrillaHow we prepare our guidance →Meet our reviewers →
Reviewed for accuracy by Lauri Middleton, RN, MSN, licensed Medicare agentReviewed for clarity by Karen OrillaMeet our reviewers →
The 5 decisions
The five decisions, in order
Medicare is easier when the decisions are taken in sequence. Each one explains what it is, applies it to the calendar above, says what changes if you wait, gives you the questions to ask a real person, and records where you stand.
- Enroll now, or delay?Do I sign up for Part B in my first window, or wait because I have coverage from work?Not yet
- Original Medicare, or Medicare Advantage?Do I assemble coverage from pieces, or take one bundled private plan?Not yet
- Drug coverageWhere will my prescriptions be covered, and by when?Not yet
- Medigap — on the Original path onlyDo I add a Medigap policy to cover the 20 %, and which letter?Not yet
- Help with costsIs there a public program that could lower what I pay?Not yet