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Reviewed for accuracy by Lauri Middleton, RN, MSN, licensed Medicare agentReviewed for clarity by Karen OrillaMeet our reviewers →

One picture

Medicare in one picture

Two ways to put coverage together. Choose one, then add or remove the Original Medicare add-ons and watch what changes in the wallet, the monthly bills, the doctors and the yearly cap.

Choose Original Medicare or Medicare Advantage
  • Part A · hospital
  • Part B · medical
  • Part C · one bundled plan
  • A + B + D · The plan's network — HMO or PPO
Add-ons for Original Medicare

Original Medicare — assembled from pieces

In your wallet 1
Monthly billsPart B premium
DoctorsAny doctor in the U.S. who accepts Medicare
Yearly capNo yearly cap on your 20 %
PrescriptionsNot covered — the 63-day count applies

The simplest start, but a bad year has no ceiling without Medigap.